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Total Ratio

Alpha Finance Academy

Total Ratio

Alpha Finance Academy

Formula

Total Ratio =
Total Assets Total Liabilities
  • Total Assets = Sum of all economic resources owned or controlled by the company (current + non-current).
  • Total Liabilities = Sum of all obligations the company owes to others (current + non-current).
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Current Value MRQ

Total Assets
Total Liabilities
Total Ratio

Total Ratio Drivers —

Table

Year Total Ratio

Definition

The Total Ratio compares a company's total assets to its total liabilities. A higher ratio indicates greater financial stability and a stronger ability to cover obligations, while a lower ratio reflects more leverage and potential financial risk. Ideally, investors prefer this ratio to be above 1.5 to show financial solidity, but if it falls below 1.2, it may signal potential weakness or high leverage. The optimal range can vary depending on the industry.

Strong≥ 1.5×
Adequate1.2 – 1.5×
Thin1.0 – 1.2×
Risky< 1.0×
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